Within the past few years, the scarf has become an accessory to wear with clothing as well as for the elements. A scarf can be worn around the neck and tied in a fashionable knot over a plain shirt. This will dress up the shirt. If you are wearing it because you are about to go out into cold weather, then you may want to wrap the scarf around your neck. Sometimes, you can tie the scarf into a knot for another fashionable look. If you are wearing a long white collared shirt, some women will tie the scarf around the waist.
This will add color and style to the plain white shirt. If you want both fashion and protection, get a large thick scarf and wrap it once around the neck and then tie it fashionably.