Decentralized computing has nothing to do with the creation of online banking and telecommunications. Online banking right now is considered to be important by a lot of people. They know that they are able to do online transactions easily.
Instead of having to go to the bank in order to transfer funds, they can just do everything with the use of their gadgets and a stable internet connection. Telecommunications has also made it possible for people to get the services that they want.
They can get the assistance they need without requiring people from certain companies to go to their home and look at the problematic item that they want to inquire about.