Our values as human beings are our judgment of the things that we consider to be important in life. We try as much as possible to inculcate these things into our lives, and they eventually become the standards and principles of our behavior.
The effect of the things we hold as values can be seen in our behavior and character. Examples of values are courage, loyalty, respect, compassion, etc. These and many other examples of values have their ways of influencing our belief system. On the other hand, beliefs refer to the mental acceptance of things we see as truth.
Most times, what forms our beliefs are not things we have seen; they are just things we have been made to believe as truth. This is very common in religion, which is why your beliefs are often products of what your religion preaches. However, our beliefs, in turn, affect our values and morals.