Why is travel insurance so important? - ProProfs Discuss
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Why is travel insurance so important?

Asked by M. Wright, Last updated: Oct 28, 2024

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3 Answers

G. Jabez

G. Jabez

G. Jabez
G. Jabez

Answered Jan 02, 2020

Travel insurance is very important for some vital reasons as it is known that insurance helps to protect against risks of whatever kind your insurance cover. Travel insurance helps to prevent loss or to pay for loses whenever they occur. For example, in the case of a missing load, luggage, or any property, travel insurance can do well in paying for the loss. Either for stolen or lost luggage, travel insurance covers the loss. Another instance is in the case of a canceled trip due to one reason or another.

A trip can be canceled for a number of reasons and unforeseen circumstances. A very common reason for the cancellation of trips, which is unexpected, is the medical reason. The traveler can fall sick, or there might be an accident or injury, of which you are recommended medically to stay at home and not travel. Another extreme reason is death, either of you or a close relative or friend. However, if you have travel insurance, be rest assured that your traveling costs would be reimbursed to you.

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R. Tanner

R. Tanner

R. Tanner
R. Tanner

Answered Dec 24, 2019

Travel insurance protects you from possible mishaps and obstacles that can occur while traveling. Travel insurance was created to protect you financially from lost baggage and over the top medical bills. Most travel insurance plans safeguard you from trip cancellation, trip delay, baggage snafus, trip interruption, and emergency dental or medical expenses and accidental death or dismemberment.

You should always pay for your travel insurance plan when you purchase your first deposit for your journey. In exchange for the sum of money spent, travel insurance equips you with coverage for specific occurrences. For example, if your wallet is stolen, along with documents, emergency assistance services will help you to report your lost property and make arrangements for an emergency cash transfer if it is necessary.

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K. Shadrach

K. Shadrach

K. Shadrach
K. Shadrach

Answered Dec 20, 2019

Most times, many people weigh the expenses of travel insurance and wonder if it is really important or worth it. Travel insurance is very important, without travel insurance, you are covering yourself of unexpected medical costs abroad, which can be really expensive, travel risks such as lost luggage, cancellation cover and so much more are all left to you to handle.

With Travel insurance, the travel insurance will cover the emergency medical cost, luggage cover, death and disability cover, and losses incurred due to unforeseen cancellation. Travel insurance will help cover your loss in your vacation investment. There is affordable travel insurance; all you need to do is to find one. This will help you cover any mishaps during your trips.

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