Matte and gloss finishes are usually used to cover books or any paper materials. The very obvious difference between matte and finish is the shine of them. Matte has an undersaturated finish while gloss has a more vibrant and shinier finish.
Images printed on a gloss type of paper have more solid and vibrant colors compared to images printed on a matte finish that have a more dramatic color effect. They are also both different in touch, the matte finish has a rougher feel compared to a glossy type which has a smooth feel. A glossy paper is also thinner to a matte paper, the reason why colors printed on glossy papers are more saturated than of a matte type.